The health care has generally improved greatly by the spread of hospitals in various villages and remote areas. Not only that but also the improvement of the sophisticated medical equipment’s and experts in several hospitals generally leading to a better service. The government introducing provision of free basic medicines has also marked a great contribution in saving lives of the less fortune.
The improvement of the general health education across the country has clearly reduced the death rates by HIV/AIDS, Cholera and Malaria especially for the children below the age of 5yrs and pregnant women with the addition of providing free malaria nets. Family planning education has also led to healthier families. The cancer awareness campaigns led by the government and various NGO’s have reduced the risks of many kinds of cancer especially the breast cancer.
There has been a commitment to expand the health insurance coverage in the country; however, the insurance schemes are highly fragmented. There are four health insurance schemes which are publicly owned, namely National Health Insurance Fund (NHIF), Social Health Insurance Benefit (SHIB), the Community Health Fund (CHF) and Tiba Kwa Kadi (TIKA). Recent statistics shows that there were about 7 private firms as indicated in the Tanzania Insurance Regulatory authority (TIRA) which were providing health insurance per se, while a few of other general insurance firms combine health insurance benefit under life insurance. Investment in this sector looks rewarding and very promising with the guidance of ISHARA in the government health policies and market requirements to ensure greater returns on investments.